ST. CLOUD, Minn. – St. Cloud Federal Credit Union will be conducting a “Financial Fitness Workshop Series” of financial literacy programs on April 1, 8, 15, 22, and 29 from 6:00 to 7:00 p.m. at Great River Regional Library in downtown St. Cloud.
Week 1 – April 1, 2014
Don’t Be An April Fool! Attend Financial Fitness!
Presenter: St. Cloud State University’s Center for Economic Education
- Intro Quiz- What is your Money Personality?
- Budgeting Project- How should you allocate your income (activity)?
- Mending Your Spending
Week 2 – April 8, 2014
Your Credit: The Good, The Bad, The Ugly
Presenter: St. Cloud State University’s Center for Economic Education and St. Cloud Federal Credit Union
Credit
- How it works
- How to build it
- How to talk to your kids about it
Week 3 – April 15, 2014
Home Buying 101
Presenter: Jim Arnold – St. Cloud Federal Credit Union
- Buying vs Renting
- Analyzing income and expenses
- Credit Scores
- Different Loan Types
- Money needed to purchase
Week 4 – April 22 , 2014
Drafting Your Financial Blueprint
Presenter: Jackie Evavold – St Cloud Federal Credit Union
- Funding college education
- Minimizing taxes by allocating your resources
- Consider the benefits of a Roth IRA
- Planning for income in retirement
- Do you need an estate plan?
Week 5 – April 29, 2014
Protecting Your Good Name
Presenter: St Cloud Federal Credit Union
- Credit Monitoring
- Identity theft
- Payday loans, credit cards and other products
- Credit Awareness
- Program Evaluation & Wrap Up
- See more at: http://mncreditunionnews.org/st-cloud-fcu-hosts-financial-fitness-workshop-series#sthash.PlxGO0RN.RuLvP73S.dpuf